Social Security
How Social Security fits with your FERS retirement.
Last updated November 12, 2026
When to claim
You can claim as early as 62 or delay to 70. Benefits rise for each year you wait past full retirement age, which is 67 for people born in 1960 or later.
FERS and Social Security
FERS service is covered by Social Security, so your FERS pension does not reduce your Social Security. The FERS Supplement may bridge income until 62 for eligible retirees.
Taxes on Social Security
Up to 85% of benefits can be taxable depending on your combined income. Ask a qualified tax professional about your situation.
How to sign in to my Social Security
Create or sign in to your account at ssa.gov/myaccount to see your earnings record and benefit estimates.
Estimate your Social Security benefit (official SSA tools)
Use SSA's Retirement Estimator at ssa.gov.