Advertiser and referral disclosure

Last updated November 12, 2026

FERS Consulting is free. We may earn money when a reader chooses to request a free consultation and we connect them with a licensed financial professional. Using the site, the calculators and the articles never requires a consultation.

The free consultation

When you book a consultation, your details are shared with the licensed professional we work with so they can contact you. See our privacy notice.

We will not describe credentials we cannot verify.

The consultation is free and there is no obligation to buy anything.

How we are paid

We may receive compensation for referring a consultation request. We will describe the arrangement here before any requests are shared.

What does not change

Compensation does not influence our explanations of FERS, TSP, FEHB or Social Security rules, or the results of our calculators, which use only official formulas.

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